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2026 conforming loan limit: Davis County, IA

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Davis County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $161,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,194 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$161,900
Iowa median home value$208,000
Limit ÷ median home value5.14×
Median household income$77,194
Median home value ÷ income2.1×
Population9,157
Median property tax paid (owners)$2,269
Effective property tax rate (approx.)1.40%
Owner-occupied homes83.3%
Home value rank in Iowa48 of 99 counties
Neighbor: Appanoose County, IAlimit $832,750; median home $124,200
Neighbor: Jefferson County, IAlimit $832,750; median home $163,400
Neighbor: Monroe County, IAlimit $832,750; median home $156,300
Neighbor: Van Buren County, IAlimit $832,750; median home $114,600
Neighbor: Wapello County, IAlimit $832,750; median home $125,100
Neighbor: Schuyler County, MOlimit $832,750; median home $137,500
Neighbor: Scotland County, MOlimit $832,750; median home $158,800

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Davis County's median home value is 22% below the state median of $208,000 (rank 48 of 99). Among its 7 neighboring counties, Jefferson County has the highest median home value ($163,400) and Van Buren County the lowest ($114,600); all share the same loan limit. Owners pay a median $2,269 a year in property tax, an effective rate of about 1.40% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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