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2026 conforming loan limit: Dawson County, MT

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Dawson County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,334 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$185,300
Montana median home value$375,800
Limit ÷ median home value4.49×
Median household income$71,334
Median home value ÷ income2.6×
Population8,827
Median property tax paid (owners)$2,110
Effective property tax rate (approx.)1.14%
Owner-occupied homes71.9%
Home value rank in Montana44 of 56 counties
Neighbor: Mccone County, MTlimit $832,750; median home $211,600
Neighbor: Prairie County, MTlimit $832,750; median home $165,700
Neighbor: Richland County, MTlimit $832,750; median home $263,000
Neighbor: Wibaux County, MTlimit $832,750; median home $98,600

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dawson County's median home value is 51% below the state median of $375,800 (rank 44 of 56). Among its 4 neighboring counties, Richland County has the highest median home value ($263,000) and Wibaux County the lowest ($98,600); all share the same loan limit. Owners pay a median $2,110 a year in property tax, an effective rate of about 1.14% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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