De Soto Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,578 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,900 |
| Louisiana median home value | $216,500 |
| Limit ÷ median home value | 5.38× |
| Median household income | $48,578 |
| Median home value ÷ income | 3.2× |
| Population | 27,026 |
| Median property tax paid (owners) | $540 |
| Effective property tax rate (approx.) | 0.35% |
| Owner-occupied homes | 77.2% |
| Home value rank in Louisiana | 36 of 64 counties |
| Neighbor: Caddo Parish, LA | limit $832,750; median home $175,700 |
| Neighbor: Natchitoches Parish, LA | limit $832,750; median home $171,300 |
| Neighbor: Red River Parish, LA | limit $832,750; median home $119,700 |
| Neighbor: Sabine Parish, LA | limit $832,750; median home $123,100 |
| Neighbor: Panola County, TX | limit $832,750; median home $158,100 |
| Neighbor: Shelby County, TX | limit $832,750; median home $101,500 |
Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. De Soto Parish's median home value is 28% below the state median of $216,500 (rank 36 of 64). Among its 6 neighboring counties, Caddo Parish has the highest median home value ($175,700) and Shelby County the lowest ($101,500); all share the same loan limit. Owners pay a median $540 a year in property tax, an effective rate of about 0.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dawson County, TX
- 2026 conforming loan limit: Day County, SD
- 2026 conforming loan limit: De Baca County, NM
- 2026 conforming loan limit: De Witt County, IL
- 2026 conforming loan limit: Deaf Smith County, TX
- 2026 conforming loan limit: Dearborn County, IN
- 2026 conforming loan limit: Decatur County, GA
- 2026 conforming loan limit: Decatur County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.