Decatur County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $158,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,317 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $158,800 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 5.24× |
| Median household income | $53,317 |
| Median home value ÷ income | 3.0× |
| Population | 29,195 |
| Median property tax paid (owners) | $1,514 |
| Effective property tax rate (approx.) | 0.95% |
| Owner-occupied homes | 62.1% |
| Home value rank in Georgia | 89 of 159 counties |
| Neighbor: Gadsden County, FL | limit $832,750; median home $174,900 |
| Neighbor: Baker County, GA | limit $832,750; median home $119,500 |
| Neighbor: Grady County, GA | limit $832,750; median home $152,400 |
| Neighbor: Miller County, GA | limit $832,750; median home $124,000 |
| Neighbor: Mitchell County, GA | limit $832,750; median home $106,000 |
| Neighbor: Seminole County, GA | limit $832,750; median home $121,900 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Decatur County's median home value is 48% below the state median of $303,300 (rank 89 of 159). Among its 6 neighboring counties, Gadsden County has the highest median home value ($174,900) and Mitchell County the lowest ($106,000); all share the same loan limit. Owners pay a median $1,514 a year in property tax, an effective rate of about 0.95% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Decatur County, IA
- 2026 conforming loan limit: Decatur County, IN
- 2026 conforming loan limit: Decatur County, KS
- 2026 conforming loan limit: Decatur County, TN
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Last updated 2026-10-16. Data only, not financial or tax advice.