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2026 conforming loan limit: Decatur County, KS

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Decatur County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $89,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,870 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$89,500
Kansas median home value$217,200
Limit ÷ median home value9.30×
Median household income$53,870
Median home value ÷ income1.7×
Population2,726
Median property tax paid (owners)$1,604
Effective property tax rate (approx.)1.79%
Owner-occupied homes77.7%
Home value rank in Kansas91 of 105 counties
Neighbor: Norton County, KSlimit $832,750; median home $101,500
Neighbor: Rawlins County, KSlimit $832,750; median home $103,800
Neighbor: Sheridan County, KSlimit $832,750; median home $167,200
Neighbor: Thomas County, KSlimit $832,750; median home $172,700
Neighbor: Furnas County, NElimit $832,750; median home $98,400
Neighbor: Red Willow County, NElimit $832,750; median home $159,600

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Decatur County's median home value is 59% below the state median of $217,200 (rank 91 of 105). Among its 6 neighboring counties, Thomas County has the highest median home value ($172,700) and Furnas County the lowest ($98,400); all share the same loan limit. Owners pay a median $1,604 a year in property tax, an effective rate of about 1.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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