Defiance County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,064 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,200 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.10× |
| Median household income | $73,064 |
| Median home value ÷ income | 2.2× |
| Population | 38,343 |
| Median property tax paid (owners) | $1,750 |
| Effective property tax rate (approx.) | 1.07% |
| Owner-occupied homes | 79.3% |
| Home value rank in Ohio | 63 of 88 counties |
| Neighbor: Allen County, IN | limit $832,750; median home $214,900 |
| Neighbor: Dekalb County, IN | limit $832,750; median home $194,100 |
| Neighbor: Henry County, OH | limit $832,750; median home $168,600 |
| Neighbor: Paulding County, OH | limit $832,750; median home $140,800 |
| Neighbor: Putnam County, OH | limit $832,750; median home $201,100 |
| Neighbor: Williams County, OH | limit $832,750; median home $150,000 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Defiance County's median home value is 24% below the state median of $214,800 (rank 63 of 88). Among its 6 neighboring counties, Allen County has the highest median home value ($214,900) and Paulding County the lowest ($140,800); all share the same loan limit. Owners pay a median $1,750 a year in property tax, an effective rate of about 1.07% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Decatur County, KS
- 2026 conforming loan limit: Decatur County, TN
- 2026 conforming loan limit: Deer Lodge County, MT
- 2026 conforming loan limit: Dekalb County, AL
- 2026 conforming loan limit: Dekalb County, GA
- 2026 conforming loan limit: Dekalb County, IL
- 2026 conforming loan limit: Dekalb County, IN
- 2026 conforming loan limit: Dekalb County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.