Dekalb County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,331 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $194,100 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 4.29× |
| Median household income | $74,331 |
| Median home value ÷ income | 2.6× |
| Population | 43,807 |
| Median property tax paid (owners) | $1,205 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 82.1% |
| Home value rank in Indiana | 40 of 92 counties |
| Neighbor: Allen County, IN | limit $832,750; median home $214,900 |
| Neighbor: Lagrange County, IN | limit $832,750; median home $255,900 |
| Neighbor: Noble County, IN | limit $832,750; median home $196,800 |
| Neighbor: Steuben County, IN | limit $832,750; median home $216,200 |
| Neighbor: Defiance County, OH | limit $832,750; median home $163,200 |
| Neighbor: Williams County, OH | limit $832,750; median home $150,000 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dekalb County's median home value is 11% below the state median of $218,200 (rank 40 of 92). Among its 6 neighboring counties, Lagrange County has the highest median home value ($255,900) and Williams County the lowest ($150,000); all share the same loan limit. Owners pay a median $1,205 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dekalb County, AL
- 2026 conforming loan limit: Dekalb County, GA
- 2026 conforming loan limit: Dekalb County, IL
- 2026 conforming loan limit: Dekalb County, MO
- 2026 conforming loan limit: Dekalb County, TN
- 2026 conforming loan limit: Del Norte County, CA
- 2026 conforming loan limits in Delaware by county
- 2026 conforming loan limit: Delaware County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.