Del Norte County, California has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $342,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,058 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $342,000 |
| California median home value | $734,700 |
| Limit ÷ median home value | 2.43× |
| Median household income | $67,058 |
| Median home value ÷ income | 5.1× |
| Population | 27,107 |
| Median property tax paid (owners) | $2,099 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 70.1% |
| Home value rank in California | 47 of 58 counties |
| Neighbor: Humboldt County, CA | limit $832,750; median home $446,900 |
| Neighbor: Siskiyou County, CA | limit $832,750; median home $309,500 |
| Neighbor: Curry County, OR | limit $832,750; median home $381,300 |
| Neighbor: Josephine County, OR | limit $832,750; median home $404,300 |
Across California's 58 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 17 high-cost counties. Del Norte County's median home value is 53% below the state median of $734,700 (rank 47 of 58). Among its 4 neighboring counties, Humboldt County has the highest median home value ($446,900) and Siskiyou County the lowest ($309,500); all share the same loan limit. Owners pay a median $2,099 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Del Norte County, California?
Del Norte County, California has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $342,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,058 (FHFA; Census ACS 2020–2024).
What is the median home value in Del Norte County, California?
The median owner-occupied home value in Del Norte County is $342,000 (ACS 2020–2024), versus $734,700 statewide.
Do I need a jumbo loan in Del Norte County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $342,000, so the cap is 2.43 times the typical home value.
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Last updated Oct 19, 2026, 10:32 PM ET. Data only, not financial or tax advice.
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