Quick answer
The 2026 one-unit conforming loan limit in California is between $832,750 and $1,249,125 depending on the county (58 counties), per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| Alameda County | $1,249,125 |
| Alpine County | $832,750 |
| Amador County | $832,750 |
| Butte County | $832,750 |
| Calaveras County | $832,750 |
| Colusa County | $832,750 |
| Contra Costa County | $1,249,125 |
| Del Norte County | $832,750 |
| El Dorado County | $832,750 |
| Fresno County | $832,750 |
| Glenn County | $832,750 |
| Humboldt County | $832,750 |
| Imperial County | $832,750 |
| Inyo County | $832,750 |
| Kern County | $832,750 |
| Kings County | $832,750 |
| Lake County | $832,750 |
| Lassen County | $832,750 |
| Los Angeles County | $1,249,125 |
| Madera County | $832,750 |
| Marin County | $1,249,125 |
| Mariposa County | $832,750 |
| Mendocino County | $832,750 |
| Merced County | $832,750 |
| Modoc County | $832,750 |
| Mono County | $832,750 |
| Monterey County | $994,750 |
| Napa County | $1,017,750 |
| Nevada County | $832,750 |
| Orange County | $1,249,125 |
| Placer County | $832,750 |
| Plumas County | $832,750 |
| Riverside County | $832,750 |
| Sacramento County | $832,750 |
| San Benito County | $1,249,125 |
| San Bernardino County | $832,750 |
| San Diego County | $1,104,000 |
| San Francisco County | $1,249,125 |
| San Joaquin County | $832,750 |
| San Luis Obispo County | $1,000,500 |
| San Mateo County | $1,249,125 |
| Santa Barbara County | $941,850 |
| Santa Clara County | $1,249,125 |
| Santa Cruz County | $1,249,125 |
| Shasta County | $832,750 |
| Sierra County | $832,750 |
| Siskiyou County | $832,750 |
| Solano County | $832,750 |
| Sonoma County | $897,000 |
| Stanislaus County | $832,750 |
| Sutter County | $832,750 |
| Tehama County | $832,750 |
| Trinity County | $832,750 |
| Tulare County | $832,750 |
| Tuolumne County | $832,750 |
| Ventura County | $1,035,000 |
| Yolo County | $832,750 |
| Yuba County | $832,750 |
Related
- 2026 conforming loan limit: Calhoun County, SC
- 2026 conforming loan limit: Calhoun County, TX
- 2026 conforming loan limit: Calhoun County, WV
- 2026 conforming loan limit: Callahan County, TX
- 2026 conforming loan limit: Callaway County, MO
- 2026 conforming loan limit: Calloway County, KY
- 2026 conforming loan limit: Calumet County, WI
- 2026 conforming loan limit: Calvert County, MD
Last updated 2026-10-16. Data only, not financial or tax advice.