Calloway County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $183,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,706 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $183,200 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.55× |
| Median household income | $52,706 |
| Median home value ÷ income | 3.5× |
| Population | 38,224 |
| Median property tax paid (owners) | $1,195 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 63.9% |
| Home value rank in Kentucky | 35 of 120 counties |
| Neighbor: Graves County, KY | limit $832,750; median home $147,800 |
| Neighbor: Marshall County, KY | limit $832,750; median home $173,800 |
| Neighbor: Trigg County, KY | limit $832,750; median home $207,700 |
| Neighbor: Henry County, TN | limit $832,750; median home $160,200 |
| Neighbor: Stewart County, TN | limit $832,750; median home $204,700 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Calloway County's median home value is 11% below the state median of $205,600 (rank 35 of 120). Among its 5 neighboring counties, Trigg County has the highest median home value ($207,700) and Graves County the lowest ($147,800); all share the same loan limit. Owners pay a median $1,195 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limits in California by county
- 2026 conforming loan limit: Callahan County, TX
- 2026 conforming loan limit: Callaway County, MO
- 2026 conforming loan limit: Calumet County, WI
- 2026 conforming loan limit: Calvert County, MD
- 2026 conforming loan limit: Camas County, ID
- 2026 conforming loan limit: Cambria County, PA
- 2026 conforming loan limit: Camden County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.