Calvert County, Maryland has a 2026 one-unit conforming loan limit of $1,209,750, which is 2.6 times the county's median home value of $460,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $133,922 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,209,750 |
| 2-unit limit | $1,548,975 |
| 3-unit limit | $1,872,225 |
| 4-unit limit | $2,326,875 |
| Median home value (ACS 2020–24) | $460,200 |
| Maryland median home value | $419,900 |
| Limit ÷ median home value | 2.63× |
| Median household income | $133,922 |
| Median home value ÷ income | 3.4× |
| Population | 94,313 |
| Median property tax paid (owners) | $3,885 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 87.2% |
| Home value rank in Maryland | 6 of 24 counties |
| Neighbor: Anne Arundel County, MD | limit $832,750; median home $467,900 |
| Neighbor: Charles County, MD | limit $1,249,125; median home $428,500 |
| Neighbor: Dorchester County, MD | limit $832,750; median home $262,400 |
| Neighbor: Prince George'S County, MD | limit $1,249,125; median home $426,000 |
| Neighbor: St. Mary'S County, MD | limit $832,750; median home $407,600 |
| Neighbor: Talbot County, MD | limit $832,750; median home $409,700 |
Across Maryland's 24 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 5 high-cost counties. Calvert County's median home value is 10% above the state median of $419,900 (rank 6 of 24). Among its 6 neighboring counties, Anne Arundel County has the highest median home value ($467,900) and Dorchester County the lowest ($262,400); 6 neighbor(s) have a different loan limit. Owners pay a median $3,885 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Camden County, MO
- 2026 conforming loan limit: Camden County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.