Camden County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $337,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $91,078 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $337,100 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 2.47× |
| Median household income | $91,078 |
| Median home value ÷ income | 3.7× |
| Population | 10,927 |
| Median property tax paid (owners) | $1,952 |
| Effective property tax rate (approx.) | 0.58% |
| Owner-occupied homes | 82.1% |
| Home value rank in North Carolina | 17 of 100 counties |
| Neighbor: Currituck County, NC | limit $832,750; median home $378,800 |
| Neighbor: Gates County, NC | limit $832,750; median home $170,800 |
| Neighbor: Pasquotank County, NC | limit $832,750; median home $234,600 |
| Neighbor: Tyrrell County, NC | limit $832,750; median home $164,500 |
| Neighbor: Chesapeake City, VA | limit $832,750; median home $378,400 |
| Neighbor: Suffolk City, VA | limit $832,750; median home $347,400 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Camden County's median home value is 17% above the state median of $288,900 (rank 17 of 100). Among its 6 neighboring counties, Currituck County has the highest median home value ($378,800) and Tyrrell County the lowest ($164,500); all share the same loan limit. Owners pay a median $1,952 a year in property tax, an effective rate of about 0.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cambria County, PA
- 2026 conforming loan limit: Camden County, GA
- 2026 conforming loan limit: Camden County, MO
- 2026 conforming loan limit: Camden County, NJ
- 2026 conforming loan limit: Cameron County, PA
- 2026 conforming loan limit: Cameron County, TX
- 2026 conforming loan limit: Cameron Parish, LA
- 2026 conforming loan limit: Camp County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.