Cameron County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $136,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,601 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $136,500 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 6.10× |
| Median household income | $52,601 |
| Median home value ÷ income | 2.6× |
| Population | 426,120 |
| Median property tax paid (owners) | $2,042 |
| Effective property tax rate (approx.) | 1.50% |
| Owner-occupied homes | 65.2% |
| Home value rank in Texas | 168 of 250 counties |
| Neighbor: Hidalgo County, TX | limit $832,750; median home $140,900 |
| Neighbor: Willacy County, TX | limit $832,750; median home $73,600 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cameron County's median home value is 52% below the state median of $283,800 (rank 168 of 250). Among its 2 neighboring counties, Hidalgo County has the highest median home value ($140,900) and Willacy County the lowest ($73,600); all share the same loan limit. Owners pay a median $2,042 a year in property tax, an effective rate of about 1.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Camden County, NC
- 2026 conforming loan limit: Camden County, NJ
- 2026 conforming loan limit: Cameron County, PA
- 2026 conforming loan limit: Cameron Parish, LA
- 2026 conforming loan limit: Camp County, TX
- 2026 conforming loan limit: Campbell County, KY
- 2026 conforming loan limit: Campbell County, SD
- 2026 conforming loan limit: Campbell County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.