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2026 conforming loan limit: Campbell County, TN

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Campbell County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $186,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,557 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$186,500
Tennessee median home value$286,700
Limit ÷ median home value4.47×
Median household income$51,557
Median home value ÷ income3.6×
Population39,761
Median property tax paid (owners)$691
Effective property tax rate (approx.)0.37%
Owner-occupied homes69.2%
Home value rank in Tennessee57 of 95 counties
Neighbor: Mccreary County, KYlimit $832,750; median home $85,300
Neighbor: Whitley County, KYlimit $832,750; median home $131,800
Neighbor: Anderson County, TNlimit $832,750; median home $239,400
Neighbor: Claiborne County, TNlimit $832,750; median home $159,900
Neighbor: Scott County, TNlimit $832,750; median home $124,900
Neighbor: Union County, TNlimit $832,750; median home $204,000

Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Campbell County's median home value is 35% below the state median of $286,700 (rank 57 of 95). Among its 6 neighboring counties, Anderson County has the highest median home value ($239,400) and Mccreary County the lowest ($85,300); all share the same loan limit. Owners pay a median $691 a year in property tax, an effective rate of about 0.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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