Campbell County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $252,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,567 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $252,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.30× |
| Median household income | $77,567 |
| Median home value ÷ income | 3.2× |
| Population | 93,426 |
| Median property tax paid (owners) | $2,556 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 71.1% |
| Home value rank in Kentucky | 10 of 120 counties |
| Neighbor: Kenton County, KY | limit $832,750; median home $244,400 |
| Neighbor: Pendleton County, KY | limit $832,750; median home $159,800 |
| Neighbor: Clermont County, OH | limit $832,750; median home $266,200 |
| Neighbor: Hamilton County, OH | limit $832,750; median home $241,900 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Campbell County's median home value is 23% above the state median of $205,600 (rank 10 of 120). Among its 4 neighboring counties, Clermont County has the highest median home value ($266,200) and Pendleton County the lowest ($159,800); all share the same loan limit. Owners pay a median $2,556 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cameron County, TX
- 2026 conforming loan limit: Cameron Parish, LA
- 2026 conforming loan limit: Camp County, TX
- 2026 conforming loan limit: Campbell County, SD
- 2026 conforming loan limit: Campbell County, TN
- 2026 conforming loan limit: Campbell County, VA
- 2026 conforming loan limit: Campbell County, WY
- 2026 conforming loan limit: Camuy Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.