Deer Lodge County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $231,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,527 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $231,700 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 3.59× |
| Median household income | $57,527 |
| Median home value ÷ income | 4.0× |
| Population | 9,597 |
| Median property tax paid (owners) | $1,803 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 73.0% |
| Home value rank in Montana | 30 of 56 counties |
| Neighbor: Beaverhead County, MT | limit $832,750; median home $308,300 |
| Neighbor: Granite County, MT | limit $832,750; median home $352,700 |
| Neighbor: Jefferson County, MT | limit $832,750; median home $446,900 |
| Neighbor: Powell County, MT | limit $832,750; median home $306,500 |
| Neighbor: Ravalli County, MT | limit $832,750; median home $476,600 |
| Neighbor: Silver Bow County, MT | limit $832,750; median home $255,200 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Deer Lodge County's median home value is 38% below the state median of $375,800 (rank 30 of 56). Among its 6 neighboring counties, Ravalli County has the highest median home value ($476,600) and Silver Bow County the lowest ($255,200); all share the same loan limit. Owners pay a median $1,803 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Decatur County, IN
- 2026 conforming loan limit: Decatur County, KS
- 2026 conforming loan limit: Decatur County, TN
- 2026 conforming loan limit: Defiance County, OH
- 2026 conforming loan limit: Dekalb County, AL
- 2026 conforming loan limit: Dekalb County, GA
- 2026 conforming loan limit: Dekalb County, IL
- 2026 conforming loan limit: Dekalb County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.