Decatur County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $113,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,044 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $113,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 7.31× |
| Median household income | $59,044 |
| Median home value ÷ income | 1.9× |
| Population | 7,759 |
| Median property tax paid (owners) | $1,831 |
| Effective property tax rate (approx.) | 1.61% |
| Owner-occupied homes | 69.7% |
| Home value rank in Iowa | 96 of 99 counties |
| Neighbor: Clarke County, IA | limit $832,750; median home $161,100 |
| Neighbor: Lucas County, IA | limit $832,750; median home $120,200 |
| Neighbor: Ringgold County, IA | limit $832,750; median home $156,200 |
| Neighbor: Union County, IA | limit $832,750; median home $122,000 |
| Neighbor: Wayne County, IA | limit $832,750; median home $111,300 |
| Neighbor: Harrison County, MO | limit $832,750; median home $109,500 |
| Neighbor: Mercer County, MO | limit $832,750; median home $104,900 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Decatur County's median home value is 45% below the state median of $208,000 (rank 96 of 99). Among its 7 neighboring counties, Clarke County has the highest median home value ($161,100) and Mercer County the lowest ($104,900); all share the same loan limit. Owners pay a median $1,831 a year in property tax, an effective rate of about 1.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Decatur County, IN
- 2026 conforming loan limit: Decatur County, KS
- 2026 conforming loan limit: Decatur County, TN
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Last updated 2026-10-16. Data only, not financial or tax advice.