De Witt County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $130,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,678 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $130,300 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 6.39× |
| Median household income | $71,678 |
| Median home value ÷ income | 1.8× |
| Population | 15,373 |
| Median property tax paid (owners) | $2,322 |
| Effective property tax rate (approx.) | 1.78% |
| Owner-occupied homes | 78.5% |
| Home value rank in Illinois | 58 of 102 counties |
| Neighbor: Logan County, IL | limit $832,750; median home $134,400 |
| Neighbor: Mclean County, IL | limit $832,750; median home $208,400 |
| Neighbor: Macon County, IL | limit $832,750; median home $127,300 |
| Neighbor: Piatt County, IL | limit $832,750; median home $180,600 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. De Witt County's median home value is 51% below the state median of $263,300 (rank 58 of 102). Among its 4 neighboring counties, Mclean County has the highest median home value ($208,400) and Macon County the lowest ($127,300); all share the same loan limit. Owners pay a median $2,322 a year in property tax, an effective rate of about 1.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Day County, SD
- 2026 conforming loan limit: De Baca County, NM
- 2026 conforming loan limit: De Soto Parish, LA
- 2026 conforming loan limit: Deaf Smith County, TX
- 2026 conforming loan limit: Dearborn County, IN
- 2026 conforming loan limit: Decatur County, GA
- 2026 conforming loan limit: Decatur County, IA
- 2026 conforming loan limit: Decatur County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.