Day County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,033 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,600 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 4.80× |
| Median household income | $66,033 |
| Median home value ÷ income | 2.6× |
| Population | 5,437 |
| Median property tax paid (owners) | $1,693 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 74.6% |
| Home value rank in South Dakota | 29 of 66 counties |
| Neighbor: Brown County, SD | limit $832,750; median home $221,100 |
| Neighbor: Clark County, SD | limit $832,750; median home $158,400 |
| Neighbor: Codington County, SD | limit $832,750; median home $237,700 |
| Neighbor: Grant County, SD | limit $832,750; median home $171,000 |
| Neighbor: Marshall County, SD | limit $832,750; median home $156,500 |
| Neighbor: Roberts County, SD | limit $832,750; median home $154,500 |
| Neighbor: Spink County, SD | limit $832,750; median home $123,300 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Day County's median home value is 33% below the state median of $257,400 (rank 29 of 66). Among its 7 neighboring counties, Codington County has the highest median home value ($237,700) and Spink County the lowest ($123,300); all share the same loan limit. Owners pay a median $1,693 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dawson County, MT
- 2026 conforming loan limit: Dawson County, NE
- 2026 conforming loan limit: Dawson County, TX
- 2026 conforming loan limit: De Baca County, NM
- 2026 conforming loan limit: De Soto Parish, LA
- 2026 conforming loan limit: De Witt County, IL
- 2026 conforming loan limit: Deaf Smith County, TX
- 2026 conforming loan limit: Dearborn County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.