Des Moines County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $136,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,928 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $136,500 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.10× |
| Median household income | $62,928 |
| Median home value ÷ income | 2.2× |
| Population | 38,487 |
| Median property tax paid (owners) | $2,058 |
| Effective property tax rate (approx.) | 1.51% |
| Owner-occupied homes | 74.6% |
| Home value rank in Iowa | 76 of 99 counties |
| Neighbor: Henderson County, IL | limit $832,750; median home $104,400 |
| Neighbor: Mercer County, IL | limit $832,750; median home $146,700 |
| Neighbor: Henry County, IA | limit $832,750; median home $164,300 |
| Neighbor: Lee County, IA | limit $832,750; median home $141,400 |
| Neighbor: Louisa County, IA | limit $832,750; median home $150,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Des Moines County's median home value is 34% below the state median of $208,000 (rank 76 of 99). Among its 5 neighboring counties, Henry County has the highest median home value ($164,300) and Henderson County the lowest ($104,400); all share the same loan limit. Owners pay a median $2,058 a year in property tax, an effective rate of about 1.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dent County, MO
- 2026 conforming loan limit: Denton County, TX
- 2026 conforming loan limit: Denver County, CO
- 2026 conforming loan limit: Deschutes County, OR
- 2026 conforming loan limit: Desha County, AR
- 2026 conforming loan limit: Desoto County, FL
- 2026 conforming loan limit: Desoto County, MS
- 2026 conforming loan limit: Deuel County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.