Desha County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.2 times the county's median home value of $90,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $37,662 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $90,900 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 9.16× |
| Median household income | $37,662 |
| Median home value ÷ income | 2.4× |
| Population | 10,786 |
| Median property tax paid (owners) | $493 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 56.8% |
| Home value rank in Arkansas | 68 of 75 counties |
| Neighbor: Arkansas County, AR | limit $832,750; median home $138,100 |
| Neighbor: Chicot County, AR | limit $832,750; median home $89,100 |
| Neighbor: Drew County, AR | limit $832,750; median home $140,800 |
| Neighbor: Lincoln County, AR | limit $832,750; median home $108,000 |
| Neighbor: Phillips County, AR | limit $832,750; median home $78,200 |
| Neighbor: Bolivar County, MS | limit $832,750; median home $130,000 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Desha County's median home value is 52% below the state median of $188,000 (rank 68 of 75). Among its 6 neighboring counties, Drew County has the highest median home value ($140,800) and Phillips County the lowest ($78,200); all share the same loan limit. Owners pay a median $493 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Desoto County, MS
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Last updated 2026-10-16. Data only, not financial or tax advice.