Emmet County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,730 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $114,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 7.30× |
| Median household income | $63,730 |
| Median home value ÷ income | 1.8× |
| Population | 9,262 |
| Median property tax paid (owners) | $1,680 |
| Effective property tax rate (approx.) | 1.47% |
| Owner-occupied homes | 79.4% |
| Home value rank in Iowa | 95 of 99 counties |
| Neighbor: Clay County, IA | limit $832,750; median home $178,600 |
| Neighbor: Dickinson County, IA | limit $832,750; median home $270,700 |
| Neighbor: Kossuth County, IA | limit $832,750; median home $148,300 |
| Neighbor: Palo Alto County, IA | limit $832,750; median home $123,200 |
| Neighbor: Jackson County, MN | limit $832,750; median home $157,100 |
| Neighbor: Martin County, MN | limit $832,750; median home $163,500 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Emmet County's median home value is 45% below the state median of $208,000 (rank 95 of 99). Among its 6 neighboring counties, Dickinson County has the highest median home value ($270,700) and Palo Alto County the lowest ($123,200); all share the same loan limit. Owners pay a median $1,680 a year in property tax, an effective rate of about 1.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Elmore County, ID
- 2026 conforming loan limit: Emanuel County, GA
- 2026 conforming loan limit: Emery County, UT
- 2026 conforming loan limit: Emmet County, MI
- 2026 conforming loan limit: Emmons County, ND
- 2026 conforming loan limit: Emporia City, VA
- 2026 conforming loan limit: Erath County, TX
- 2026 conforming loan limit: Erie County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.