Elmore County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $316,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,359 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $316,500 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 2.63× |
| Median household income | $65,359 |
| Median home value ÷ income | 4.8× |
| Population | 29,321 |
| Median property tax paid (owners) | $1,701 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 65.6% |
| Home value rank in Idaho | 23 of 44 counties |
| Neighbor: Ada County, ID | limit $832,750; median home $512,300 |
| Neighbor: Blaine County, ID | limit $832,750; median home $735,300 |
| Neighbor: Boise County, ID | limit $832,750; median home $476,100 |
| Neighbor: Camas County, ID | limit $832,750; median home $304,000 |
| Neighbor: Custer County, ID | limit $832,750; median home $381,700 |
| Neighbor: Gooding County, ID | limit $832,750; median home $250,900 |
| Neighbor: Owyhee County, ID | limit $832,750; median home $359,800 |
| Neighbor: Twin Falls County, ID | limit $832,750; median home $337,900 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Elmore County's median home value is 24% below the state median of $418,600 (rank 23 of 44). Among its 8 neighboring counties, Blaine County has the highest median home value ($735,300) and Gooding County the lowest ($250,900); all share the same loan limit. Owners pay a median $1,701 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Ellsworth County, KS
- 2026 conforming loan limit: Elmore County, AL
- 2026 conforming loan limit: Emanuel County, GA
- 2026 conforming loan limit: Emery County, UT
- 2026 conforming loan limit: Emmet County, IA
- 2026 conforming loan limit: Emmet County, MI
- 2026 conforming loan limit: Emmons County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.