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2026 conforming loan limit: Ellsworth County, KS

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Ellsworth County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $114,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,560 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$114,900
Kansas median home value$217,200
Limit ÷ median home value7.25×
Median household income$65,560
Median home value ÷ income1.8×
Population6,360
Median property tax paid (owners)$1,693
Effective property tax rate (approx.)1.47%
Owner-occupied homes80.2%
Home value rank in Kansas63 of 105 counties
Neighbor: Barton County, KSlimit $832,750; median home $126,400
Neighbor: Lincoln County, KSlimit $832,750; median home $96,900
Neighbor: Mcpherson County, KSlimit $832,750; median home $211,200
Neighbor: Rice County, KSlimit $832,750; median home $104,600
Neighbor: Russell County, KSlimit $832,750; median home $119,000
Neighbor: Saline County, KSlimit $832,750; median home $179,600

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ellsworth County's median home value is 47% below the state median of $217,200 (rank 63 of 105). Among its 6 neighboring counties, Mcpherson County has the highest median home value ($211,200) and Lincoln County the lowest ($96,900); all share the same loan limit. Owners pay a median $1,693 a year in property tax, an effective rate of about 1.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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