Ellis County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,084 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $216,300 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 3.85× |
| Median household income | $63,084 |
| Median home value ÷ income | 3.4× |
| Population | 28,920 |
| Median property tax paid (owners) | $2,682 |
| Effective property tax rate (approx.) | 1.24% |
| Owner-occupied homes | 63.2% |
| Home value rank in Kansas | 10 of 105 counties |
| Neighbor: Ness County, KS | limit $832,750; median home $89,700 |
| Neighbor: Osborne County, KS | limit $832,750; median home $86,400 |
| Neighbor: Rooks County, KS | limit $832,750; median home $89,000 |
| Neighbor: Rush County, KS | limit $832,750; median home $83,600 |
| Neighbor: Russell County, KS | limit $832,750; median home $119,000 |
| Neighbor: Trego County, KS | limit $832,750; median home $120,900 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ellis County's median home value is 0% below the state median of $217,200 (rank 10 of 105). Among its 6 neighboring counties, Trego County has the highest median home value ($120,900) and Rush County the lowest ($83,600); all share the same loan limit. Owners pay a median $2,682 a year in property tax, an effective rate of about 1.24% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Elliott County, KY
- 2026 conforming loan limit: Ellis County, OK
- 2026 conforming loan limit: Ellis County, TX
- 2026 conforming loan limit: Ellsworth County, KS
- 2026 conforming loan limit: Elmore County, AL
- 2026 conforming loan limit: Elmore County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.