Elko County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $301,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,487 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $301,400 |
| Nevada median home value | $435,400 |
| Limit ÷ median home value | 2.76× |
| Median household income | $86,487 |
| Median home value ÷ income | 3.5× |
| Population | 54,047 |
| Median property tax paid (owners) | $1,492 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 71.4% |
| Home value rank in Nevada | 8 of 17 counties |
| Neighbor: Cassia County, ID | limit $832,750; median home $284,600 |
| Neighbor: Owyhee County, ID | limit $832,750; median home $359,800 |
| Neighbor: Twin Falls County, ID | limit $832,750; median home $337,900 |
| Neighbor: Eureka County, NV | limit $832,750; median home $82,600 |
| Neighbor: Humboldt County, NV | limit $832,750; median home $278,300 |
| Neighbor: Lander County, NV | limit $832,750; median home $213,800 |
| Neighbor: White Pine County, NV | limit $832,750; median home $220,000 |
| Neighbor: Box Elder County, UT | limit $832,750; median home $403,600 |
Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Elko County's median home value is 31% below the state median of $435,400 (rank 8 of 17). Among its 8 neighboring counties, Box Elder County has the highest median home value ($403,600) and Eureka County the lowest ($82,600); all share the same loan limit. Owners pay a median $1,492 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Ellis County, TX
- 2026 conforming loan limit: Ellsworth County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.