Elk County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 12.2 times the county's median home value of $68,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,609 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $68,500 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 12.16× |
| Median household income | $64,609 |
| Median home value ÷ income | 1.1× |
| Population | 2,453 |
| Median property tax paid (owners) | $1,388 |
| Effective property tax rate (approx.) | 2.03% |
| Owner-occupied homes | 78.8% |
| Home value rank in Kansas | 102 of 105 counties |
| Neighbor: Butler County, KS | limit $832,750; median home $217,600 |
| Neighbor: Chautauqua County, KS | limit $832,750; median home $65,500 |
| Neighbor: Cowley County, KS | limit $832,750; median home $120,900 |
| Neighbor: Greenwood County, KS | limit $832,750; median home $88,700 |
| Neighbor: Montgomery County, KS | limit $832,750; median home $101,700 |
| Neighbor: Wilson County, KS | limit $832,750; median home $93,500 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Elk County's median home value is 68% below the state median of $217,200 (rank 102 of 105). Among its 6 neighboring counties, Butler County has the highest median home value ($217,600) and Chautauqua County the lowest ($65,500); all share the same loan limit. Owners pay a median $1,388 a year in property tax, an effective rate of about 2.03% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: El Paso County, TX
- 2026 conforming loan limit: Elbert County, CO
- 2026 conforming loan limit: Elbert County, GA
- 2026 conforming loan limit: Elk County, PA
- 2026 conforming loan limit: Elkhart County, IN
- 2026 conforming loan limit: Elko County, NV
- 2026 conforming loan limit: Elliott County, KY
- 2026 conforming loan limit: Ellis County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.