Elbert County, Colorado has a 2026 one-unit conforming loan limit of $862,500, which is 1.2 times the county's median home value of $709,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $132,685 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $862,500 |
| 2-unit limit | $1,104,150 |
| 3-unit limit | $1,334,700 |
| 4-unit limit | $1,658,700 |
| Median home value (ACS 2020–24) | $709,800 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.22× |
| Median household income | $132,685 |
| Median home value ÷ income | 5.3× |
| Population | 27,874 |
| Median property tax paid (owners) | $3,214 |
| Effective property tax rate (approx.) | 0.45% |
| Owner-occupied homes | 95.0% |
| Home value rank in Colorado | 9 of 64 counties |
| Neighbor: Arapahoe County, CO | limit $862,500; median home $561,200 |
| Neighbor: Douglas County, CO | limit $862,500; median home $713,600 |
| Neighbor: El Paso County, CO | limit $832,750; median home $461,000 |
| Neighbor: Lincoln County, CO | limit $832,750; median home $246,500 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Elbert County's median home value is 32% above the state median of $539,400 (rank 9 of 64). Among its 4 neighboring counties, Douglas County has the highest median home value ($713,600) and Lincoln County the lowest ($246,500); 2 neighbor(s) have a different loan limit. Owners pay a median $3,214 a year in property tax, an effective rate of about 0.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: El Dorado County, CA
- 2026 conforming loan limit: El Paso County, CO
- 2026 conforming loan limit: El Paso County, TX
- 2026 conforming loan limit: Elbert County, GA
- 2026 conforming loan limit: Elk County, KS
- 2026 conforming loan limit: Elk County, PA
- 2026 conforming loan limit: Elkhart County, IN
- 2026 conforming loan limit: Elko County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.