Elk County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $133,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,380 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $133,600 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 6.23× |
| Median household income | $66,380 |
| Median home value ÷ income | 2.0× |
| Population | 30,506 |
| Median property tax paid (owners) | $1,697 |
| Effective property tax rate (approx.) | 1.27% |
| Owner-occupied homes | 79.5% |
| Home value rank in Pennsylvania | 61 of 67 counties |
| Neighbor: Cameron County, PA | limit $832,750; median home $88,900 |
| Neighbor: Clearfield County, PA | limit $832,750; median home $137,000 |
| Neighbor: Forest County, PA | limit $832,750; median home $115,300 |
| Neighbor: Jefferson County, PA | limit $832,750; median home $139,700 |
| Neighbor: Mckean County, PA | limit $832,750; median home $104,500 |
| Neighbor: Warren County, PA | limit $832,750; median home $127,500 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Elk County's median home value is 48% below the state median of $254,500 (rank 61 of 67). Among its 6 neighboring counties, Jefferson County has the highest median home value ($139,700) and Cameron County the lowest ($88,900); all share the same loan limit. Owners pay a median $1,697 a year in property tax, an effective rate of about 1.27% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Elbert County, CO
- 2026 conforming loan limit: Elbert County, GA
- 2026 conforming loan limit: Elk County, KS
- 2026 conforming loan limit: Elkhart County, IN
- 2026 conforming loan limit: Elko County, NV
- 2026 conforming loan limit: Elliott County, KY
- 2026 conforming loan limit: Ellis County, KS
- 2026 conforming loan limit: Ellis County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.