Ellis County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,016 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $119,100 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 6.99× |
| Median household income | $61,016 |
| Median home value ÷ income | 2.0× |
| Population | 3,683 |
| Median property tax paid (owners) | $877 |
| Effective property tax rate (approx.) | 0.74% |
| Owner-occupied homes | 82.1% |
| Home value rank in Oklahoma | 58 of 77 counties |
| Neighbor: Beaver County, OK | limit $832,750; median home $130,100 |
| Neighbor: Dewey County, OK | limit $832,750; median home $133,600 |
| Neighbor: Harper County, OK | limit $832,750; median home $99,200 |
| Neighbor: Roger Mills County, OK | limit $832,750; median home $157,800 |
| Neighbor: Woodward County, OK | limit $832,750; median home $169,000 |
| Neighbor: Hemphill County, TX | limit $832,750; median home $205,700 |
| Neighbor: Lipscomb County, TX | limit $832,750; median home $124,300 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ellis County's median home value is 40% below the state median of $199,800 (rank 58 of 77). Among its 7 neighboring counties, Hemphill County has the highest median home value ($205,700) and Harper County the lowest ($99,200); all share the same loan limit. Owners pay a median $877 a year in property tax, an effective rate of about 0.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Elko County, NV
- 2026 conforming loan limit: Elliott County, KY
- 2026 conforming loan limit: Ellis County, KS
- 2026 conforming loan limit: Ellis County, TX
- 2026 conforming loan limit: Ellsworth County, KS
- 2026 conforming loan limit: Elmore County, AL
- 2026 conforming loan limit: Elmore County, ID
- 2026 conforming loan limit: Emanuel County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.