Elmore County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $223,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,243 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $223,900 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 3.72× |
| Median household income | $78,243 |
| Median home value ÷ income | 2.9× |
| Population | 89,526 |
| Median property tax paid (owners) | $610 |
| Effective property tax rate (approx.) | 0.27% |
| Owner-occupied homes | 77.0% |
| Home value rank in Alabama | 9 of 67 counties |
| Neighbor: Autauga County, AL | limit $832,750; median home $207,200 |
| Neighbor: Chilton County, AL | limit $832,750; median home $161,300 |
| Neighbor: Coosa County, AL | limit $832,750; median home $115,500 |
| Neighbor: Macon County, AL | limit $832,750; median home $102,000 |
| Neighbor: Montgomery County, AL | limit $832,750; median home $171,900 |
| Neighbor: Tallapoosa County, AL | limit $832,750; median home $158,500 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Elmore County's median home value is 7% above the state median of $209,900 (rank 9 of 67). Among its 6 neighboring counties, Autauga County has the highest median home value ($207,200) and Macon County the lowest ($102,000); all share the same loan limit. Owners pay a median $610 a year in property tax, an effective rate of about 0.27% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dale County, AL
- 2026 conforming loan limit: Dallas County, AL
- 2026 conforming loan limit: Dekalb County, AL
- 2026 conforming loan limit: Escambia County, AL
- 2026 conforming loan limit: Etowah County, AL
- 2026 conforming loan limit: Fayette County, AL
- 2026 conforming loan limit: Franklin County, AL
- 2026 conforming loan limit: Geneva County, AL
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
Related answers
- Mortgage rates in Alabama today: 7.40% 30-yr fixed (US avg), 2026 loan limits
- Alabama state income tax rates and brackets 2026
- Cost of living in Alabama vs US average (2024)
- 2026 conforming loan limits in Alabama by county
- $60,000 salary after taxes in Alabama (2026 take-home pay)
- $85,000 salary after taxes in Alabama (2026 take-home pay)
- $100,000 salary after taxes in Alabama (2026 take-home pay)
- 2026 conforming loan limit: Dale County, AL
- 2026 conforming loan limit: Dallas County, AL
- 2026 conforming loan limit: Dekalb County, AL
- 2026 conforming loan limit: Escambia County, AL
- 2026 conforming loan limit: Etowah County, AL
- 2026 conforming loan limit: Fayette County, AL
- Mortgage rates today (Freddie Mac weekly average)