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2026 conforming loan limit: Dale County, AL

Quick answer

Dale County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,963 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$143,500
Alabama median home value$209,900
Limit ÷ median home value5.80×
Median household income$54,963
Median home value ÷ income2.6×
Population49,599
Median property tax paid (owners)$457
Effective property tax rate (approx.)0.32%
Owner-occupied homes61.9%
Home value rank in Alabama39 of 67 counties
Neighbor: Barbour County, ALlimit $832,750; median home $112,900
Neighbor: Coffee County, ALlimit $832,750; median home $188,600
Neighbor: Geneva County, ALlimit $832,750; median home $130,700
Neighbor: Henry County, ALlimit $832,750; median home $161,000
Neighbor: Houston County, ALlimit $832,750; median home $183,300
Neighbor: Pike County, ALlimit $832,750; median home $157,600

Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dale County's median home value is 32% below the state median of $209,900 (rank 39 of 67). Among its 6 neighboring counties, Coffee County has the highest median home value ($188,600) and Barbour County the lowest ($112,900); all share the same loan limit. Owners pay a median $457 a year in property tax, an effective rate of about 0.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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