Dakota County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,329 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $185,700 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.48× |
| Median household income | $70,329 |
| Median home value ÷ income | 2.6× |
| Population | 21,354 |
| Median property tax paid (owners) | $2,854 |
| Effective property tax rate (approx.) | 1.54% |
| Owner-occupied homes | 63.9% |
| Home value rank in Nebraska | 29 of 93 counties |
| Neighbor: Woodbury County, IA | limit $832,750; median home $183,200 |
| Neighbor: Dixon County, NE | limit $832,750; median home $155,900 |
| Neighbor: Thurston County, NE | limit $832,750; median home $114,600 |
| Neighbor: Union County, SD | limit $832,750; median home $301,100 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dakota County's median home value is 22% below the state median of $238,600 (rank 29 of 93). Among its 4 neighboring counties, Union County has the highest median home value ($301,100) and Thurston County the lowest ($114,600); all share the same loan limit. Owners pay a median $2,854 a year in property tax, an effective rate of about 1.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dade County, MO
- 2026 conforming loan limit: Daggett County, UT
- 2026 conforming loan limit: Dakota County, MN
- 2026 conforming loan limit: Dale County, AL
- 2026 conforming loan limit: Dallam County, TX
- 2026 conforming loan limit: Dallas County, AL
- 2026 conforming loan limit: Dallas County, AR
- 2026 conforming loan limit: Dallas County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.