Fayette County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $125,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,488 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $125,900 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 6.61× |
| Median household income | $49,488 |
| Median home value ÷ income | 2.5× |
| Population | 16,053 |
| Median property tax paid (owners) | $355 |
| Effective property tax rate (approx.) | 0.28% |
| Owner-occupied homes | 78.4% |
| Home value rank in Alabama | 46 of 67 counties |
| Neighbor: Lamar County, AL | limit $832,750; median home $114,000 |
| Neighbor: Marion County, AL | limit $832,750; median home $106,600 |
| Neighbor: Pickens County, AL | limit $832,750; median home $123,900 |
| Neighbor: Tuscaloosa County, AL | limit $832,750; median home $248,700 |
| Neighbor: Walker County, AL | limit $832,750; median home $135,900 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fayette County's median home value is 40% below the state median of $209,900 (rank 46 of 67). Among its 5 neighboring counties, Tuscaloosa County has the highest median home value ($248,700) and Marion County the lowest ($106,600); all share the same loan limit. Owners pay a median $355 a year in property tax, an effective rate of about 0.28% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Faulk County, SD
- 2026 conforming loan limit: Faulkner County, AR
- 2026 conforming loan limit: Fauquier County, VA
- 2026 conforming loan limit: Fayette County, GA
- 2026 conforming loan limit: Fayette County, IA
- 2026 conforming loan limit: Fayette County, IL
- 2026 conforming loan limit: Fayette County, IN
- 2026 conforming loan limit: Fayette County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.