Fayette County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $436,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $111,978 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $436,400 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 1.91× |
| Median household income | $111,978 |
| Median home value ÷ income | 3.9× |
| Population | 122,244 |
| Median property tax paid (owners) | $3,285 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 80.1% |
| Home value rank in Georgia | 4 of 159 counties |
| Neighbor: Clayton County, GA | limit $832,750; median home $222,300 |
| Neighbor: Coweta County, GA | limit $832,750; median home $357,500 |
| Neighbor: Fulton County, GA | limit $832,750; median home $458,800 |
| Neighbor: Spalding County, GA | limit $832,750; median home $228,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fayette County's median home value is 44% above the state median of $303,300 (rank 4 of 159). Among its 4 neighboring counties, Fulton County has the highest median home value ($458,800) and Clayton County the lowest ($222,300); all share the same loan limit. Owners pay a median $3,285 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Faulkner County, AR
- 2026 conforming loan limit: Fauquier County, VA
- 2026 conforming loan limit: Fayette County, AL
- 2026 conforming loan limit: Fayette County, IA
- 2026 conforming loan limit: Fayette County, IL
- 2026 conforming loan limit: Fayette County, IN
- 2026 conforming loan limit: Fayette County, KY
- 2026 conforming loan limit: Fayette County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.