Fauquier County, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 2.2 times the county's median home value of $573,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $130,189 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $573,700 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.18× |
| Median household income | $130,189 |
| Median home value ÷ income | 4.4× |
| Population | 74,577 |
| Median property tax paid (owners) | $4,320 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 78.8% |
| Home value rank in Virginia | 7 of 133 counties |
| Neighbor: Clarke County, VA | limit $1,249,125; median home $550,100 |
| Neighbor: Culpeper County, VA | limit $1,249,125; median home $409,200 |
| Neighbor: Loudoun County, VA | limit $1,249,125; median home $743,800 |
| Neighbor: Prince William County, VA | limit $1,249,125; median home $530,100 |
| Neighbor: Rappahannock County, VA | limit $1,249,125; median home $506,400 |
| Neighbor: Stafford County, VA | limit $1,249,125; median home $485,100 |
| Neighbor: Warren County, VA | limit $1,249,125; median home $348,400 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Fauquier County's median home value is 50% above the state median of $383,700 (rank 7 of 133). Among its 7 neighboring counties, Loudoun County has the highest median home value ($743,800) and Warren County the lowest ($348,400); all share the same loan limit. Owners pay a median $4,320 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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