Fairfax County, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.7 times the county's median home value of $732,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $153,637 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $732,800 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 1.70× |
| Median household income | $153,637 |
| Median home value ÷ income | 4.8× |
| Population | 1,147,837 |
| Median property tax paid (owners) | $7,368 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 68.6% |
| Home value rank in Virginia | 5 of 133 counties |
| Neighbor: Charles County, MD | limit $1,249,125; median home $428,500 |
| Neighbor: Montgomery County, MD | limit $1,249,125; median home $640,300 |
| Neighbor: Prince George'S County, MD | limit $1,249,125; median home $426,000 |
| Neighbor: Arlington County, VA | limit $1,249,125; median home $895,000 |
| Neighbor: Loudoun County, VA | limit $1,249,125; median home $743,800 |
| Neighbor: Prince William County, VA | limit $1,249,125; median home $530,100 |
| Neighbor: Alexandria City, VA | limit $1,249,125; median home $735,100 |
| Neighbor: Fairfax City, VA | limit $1,249,125; median home $722,600 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Fairfax County's median home value is 91% above the state median of $383,700 (rank 5 of 133). Among its 8 neighboring counties, Arlington County has the highest median home value ($895,000) and Prince George'S County the lowest ($426,000); all share the same loan limit. Owners pay a median $7,368 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.