Fairbanks North Star Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 4.2 times the county's median home value of $298,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,267 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $298,200 |
| Alaska median home value | $352,900 |
| Limit ÷ median home value | 4.19× |
| Median household income | $88,267 |
| Median home value ÷ income | 3.4× |
| Population | 95,460 |
| Median property tax paid (owners) | $3,550 |
| Effective property tax rate (approx.) | 1.19% |
| Owner-occupied homes | 61.7% |
| Home value rank in Alaska | 12 of 30 counties |
| Neighbor: Denali Borough, AK | limit $1,249,125; median home $275,000 |
| Neighbor: Southeast Fairbanks Census Area, AK | limit $1,249,125; median home $282,000 |
| Neighbor: Yukon-Koyukuk Census Area, AK | limit $1,249,125; median home $98,500 |
Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Fairbanks North Star Borough's median home value is 16% below the state median of $352,900 (rank 12 of 30). Among its 3 neighboring counties, Southeast Fairbanks Census Area has the highest median home value ($282,000) and Yukon-Koyukuk Census Area the lowest ($98,500); all share the same loan limit. Owners pay a median $3,550 a year in property tax, an effective rate of about 1.19% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.