Fairfield County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,885 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,200 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 5.51× |
| Median household income | $47,885 |
| Median home value ÷ income | 3.2× |
| Population | 20,550 |
| Median property tax paid (owners) | $776 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 74.6% |
| Home value rank in South Carolina | 32 of 46 counties |
| Neighbor: Chester County, SC | limit $832,750; median home $158,300 |
| Neighbor: Kershaw County, SC | limit $832,750; median home $217,100 |
| Neighbor: Lancaster County, SC | limit $832,750; median home $329,900 |
| Neighbor: Newberry County, SC | limit $832,750; median home $173,300 |
| Neighbor: Richland County, SC | limit $832,750; median home $242,800 |
| Neighbor: Union County, SC | limit $832,750; median home $103,600 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fairfield County's median home value is 42% below the state median of $259,000 (rank 32 of 46). Among its 6 neighboring counties, Lancaster County has the highest median home value ($329,900) and Union County the lowest ($103,600); all share the same loan limit. Owners pay a median $776 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.