Fallon County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $244,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,250 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $244,800 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 3.40× |
| Median household income | $76,250 |
| Median home value ÷ income | 3.2× |
| Population | 2,760 |
| Median property tax paid (owners) | $1,220 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 69.4% |
| Home value rank in Montana | 26 of 56 counties |
| Neighbor: Carter County, MT | limit $832,750; median home $199,200 |
| Neighbor: Custer County, MT | limit $832,750; median home $219,100 |
| Neighbor: Prairie County, MT | limit $832,750; median home $165,700 |
| Neighbor: Wibaux County, MT | limit $832,750; median home $98,600 |
| Neighbor: Bowman County, ND | limit $832,750; median home $164,900 |
| Neighbor: Golden Valley County, ND | limit $832,750; median home $123,900 |
| Neighbor: Slope County, ND | limit $832,750; median home $170,000 |
| Neighbor: Harding County, SD | limit $832,750; median home $166,100 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fallon County's median home value is 35% below the state median of $375,800 (rank 26 of 56). Among its 8 neighboring counties, Custer County has the highest median home value ($219,100) and Wibaux County the lowest ($98,600); all share the same loan limit. Owners pay a median $1,220 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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