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2026 conforming loan limit: Falls Church City, VA

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Falls Church City, Virginia has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.2 times the county's median home value of $1,055,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $143,262 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$1,055,600
Virginia median home value$383,700
Limit ÷ median home value1.18×
Median household income$143,262
Median home value ÷ income7.4×
Population14,710
Median property tax paid (owners)$10,001
Effective property tax rate (approx.)0.95%
Owner-occupied homes52.5%
Home value rank in Virginia1 of 133 counties
Neighbor: Arlington County, VAlimit $1,249,125; median home $895,000
Neighbor: Fairfax County, VAlimit $1,249,125; median home $732,800

Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Falls Church City's median home value is 175% above the state median of $383,700 (rank 1 of 133). Among its 2 neighboring counties, Arlington County has the highest median home value ($895,000) and Fairfax County the lowest ($732,800); all share the same loan limit. Owners pay a median $10,001 a year in property tax, an effective rate of about 0.95% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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