Fannin County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $306,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,073 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $306,600 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 2.72× |
| Median household income | $57,073 |
| Median home value ÷ income | 5.4× |
| Population | 25,742 |
| Median property tax paid (owners) | $1,021 |
| Effective property tax rate (approx.) | 0.33% |
| Owner-occupied homes | 78.6% |
| Home value rank in Georgia | 24 of 159 counties |
| Neighbor: Dawson County, GA | limit $832,750; median home $406,700 |
| Neighbor: Gilmer County, GA | limit $832,750; median home $314,000 |
| Neighbor: Lumpkin County, GA | limit $832,750; median home $307,900 |
| Neighbor: Murray County, GA | limit $832,750; median home $180,700 |
| Neighbor: Union County, GA | limit $832,750; median home $307,400 |
| Neighbor: Cherokee County, NC | limit $832,750; median home $232,300 |
| Neighbor: Polk County, TN | limit $832,750; median home $169,900 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fannin County's median home value is 1% above the state median of $303,300 (rank 24 of 159). Among its 7 neighboring counties, Dawson County has the highest median home value ($406,700) and Polk County the lowest ($169,900); all share the same loan limit. Owners pay a median $1,021 a year in property tax, an effective rate of about 0.33% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fallon County, MT
- 2026 conforming loan limit: Falls Church City, VA
- 2026 conforming loan limit: Falls County, TX
- 2026 conforming loan limit: Fannin County, TX
- 2026 conforming loan limit: Faribault County, MN
- 2026 conforming loan limit: Faulk County, SD
- 2026 conforming loan limit: Faulkner County, AR
- 2026 conforming loan limit: Fauquier County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.