Floyd County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $225,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,191 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $225,400 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 3.69× |
| Median household income | $62,191 |
| Median home value ÷ income | 3.6× |
| Population | 15,593 |
| Median property tax paid (owners) | $1,245 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 83.9% |
| Home value rank in Virginia | 84 of 133 counties |
| Neighbor: Carroll County, VA | limit $832,750; median home $156,500 |
| Neighbor: Franklin County, VA | limit $832,750; median home $240,400 |
| Neighbor: Montgomery County, VA | limit $832,750; median home $304,600 |
| Neighbor: Patrick County, VA | limit $832,750; median home $153,400 |
| Neighbor: Pulaski County, VA | limit $832,750; median home $191,700 |
| Neighbor: Roanoke County, VA | limit $832,750; median home $286,000 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Floyd County's median home value is 41% below the state median of $383,700 (rank 84 of 133). Among its 6 neighboring counties, Montgomery County has the highest median home value ($304,600) and Patrick County the lowest ($153,400); all share the same loan limit. Owners pay a median $1,245 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Floyd County, IN
- 2026 conforming loan limit: Floyd County, KY
- 2026 conforming loan limit: Floyd County, TX
- 2026 conforming loan limit: Fluvanna County, VA
- 2026 conforming loan limit: Foard County, TX
- 2026 conforming loan limit: Fond Du Lac County, WI
- 2026 conforming loan limit: Ford County, IL
- 2026 conforming loan limit: Ford County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.