Floyd County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $251,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,704 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $251,000 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 3.32× |
| Median household income | $79,704 |
| Median home value ÷ income | 3.1× |
| Population | 80,918 |
| Median property tax paid (owners) | $1,736 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 73.2% |
| Home value rank in Indiana | 10 of 92 counties |
| Neighbor: Clark County, IN | limit $832,750; median home $222,900 |
| Neighbor: Harrison County, IN | limit $832,750; median home $229,600 |
| Neighbor: Washington County, IN | limit $832,750; median home $172,200 |
| Neighbor: Jefferson County, KY | limit $832,750; median home $248,400 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Floyd County's median home value is 15% above the state median of $218,200 (rank 10 of 92). Among its 4 neighboring counties, Jefferson County has the highest median home value ($248,400) and Washington County the lowest ($172,200); all share the same loan limit. Owners pay a median $1,736 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Florida Municipio, PR
- 2026 conforming loan limit: Floyd County, GA
- 2026 conforming loan limit: Floyd County, IA
- 2026 conforming loan limit: Floyd County, KY
- 2026 conforming loan limit: Floyd County, TX
- 2026 conforming loan limit: Floyd County, VA
- 2026 conforming loan limit: Fluvanna County, VA
- 2026 conforming loan limit: Foard County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.