Ford County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,781 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,100 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 5.51× |
| Median household income | $70,781 |
| Median home value ÷ income | 2.1× |
| Population | 34,074 |
| Median property tax paid (owners) | $2,300 |
| Effective property tax rate (approx.) | 1.52% |
| Owner-occupied homes | 62.5% |
| Home value rank in Kansas | 35 of 105 counties |
| Neighbor: Clark County, KS | limit $832,750; median home $87,600 |
| Neighbor: Edwards County, KS | limit $832,750; median home $70,900 |
| Neighbor: Gray County, KS | limit $832,750; median home $206,000 |
| Neighbor: Hodgeman County, KS | limit $832,750; median home $101,600 |
| Neighbor: Kiowa County, KS | limit $832,750; median home $155,300 |
| Neighbor: Meade County, KS | limit $832,750; median home $148,900 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ford County's median home value is 30% below the state median of $217,200 (rank 35 of 105). Among its 6 neighboring counties, Gray County has the highest median home value ($206,000) and Edwards County the lowest ($70,900); all share the same loan limit. Owners pay a median $2,300 a year in property tax, an effective rate of about 1.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Foard County, TX
- 2026 conforming loan limit: Fond Du Lac County, WI
- 2026 conforming loan limit: Ford County, IL
- 2026 conforming loan limit: Forest County, PA
- 2026 conforming loan limit: Forest County, WI
- 2026 conforming loan limit: Forrest County, MS
- 2026 conforming loan limit: Forsyth County, GA
- 2026 conforming loan limit: Forsyth County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.