Quick answer
The 2026 one-unit conforming loan limit in Virginia is between $832,750 and $1,249,125 depending on the county (133 counties), per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| Accomack County | $832,750 |
| Albemarle County | $832,750 |
| Alexandria City | $1,249,125 |
| Alleghany County | $832,750 |
| Amelia County | $832,750 |
| Amherst County | $832,750 |
| Appomattox County | $832,750 |
| Arlington County | $1,249,125 |
| Augusta County | $832,750 |
| Bath County | $832,750 |
| Bedford County | $832,750 |
| Bland County | $832,750 |
| Botetourt County | $832,750 |
| Bristol City | $832,750 |
| Brunswick County | $832,750 |
| Buchanan County | $832,750 |
| Buckingham County | $832,750 |
| Buena Vista City | $832,750 |
| Campbell County | $832,750 |
| Caroline County | $832,750 |
| Carroll County | $832,750 |
| Charles City County | $832,750 |
| Charlotte County | $832,750 |
| Charlottesville City | $832,750 |
| Chesapeake City | $832,750 |
| Chesterfield County | $832,750 |
| Clarke County | $1,249,125 |
| Colonial Heights City | $832,750 |
| Covington City | $832,750 |
| Craig County | $832,750 |
| Culpeper County | $1,249,125 |
| Cumberland County | $832,750 |
| Danville City | $832,750 |
| Dickenson County | $832,750 |
| Dinwiddie County | $832,750 |
| Emporia City | $832,750 |
| Essex County | $832,750 |
| Fairfax City | $1,249,125 |
| Fairfax County | $1,249,125 |
| Falls Church City | $1,249,125 |
| Fauquier County | $1,249,125 |
| Floyd County | $832,750 |
| Fluvanna County | $832,750 |
| Franklin City | $832,750 |
| Franklin County | $832,750 |
| Frederick County | $832,750 |
| Fredericksburg City | $1,249,125 |
| Galax City | $832,750 |
| Giles County | $832,750 |
| Gloucester County | $832,750 |
| Goochland County | $832,750 |
| Grayson County | $832,750 |
| Greene County | $832,750 |
| Greensville County | $832,750 |
| Halifax County | $832,750 |
| Hampton City | $832,750 |
| Hanover County | $832,750 |
| Harrisonburg City | $832,750 |
| Henrico County | $832,750 |
| Henry County | $832,750 |
| Highland County | $832,750 |
| Hopewell City | $832,750 |
| Isle Of Wight County | $832,750 |
| James City County | $832,750 |
| King And Queen County | $832,750 |
| King George County | $832,750 |
| King William County | $832,750 |
| Lancaster County | $832,750 |
| Lee County | $832,750 |
| Lexington City | $832,750 |
| Loudoun County | $1,249,125 |
| Louisa County | $832,750 |
| Lunenburg County | $832,750 |
| Lynchburg City | $832,750 |
| Madison County | $1,209,750 |
| Manassas City | $1,249,125 |
| Manassas Park City | $1,249,125 |
| Martinsville City | $832,750 |
| Mathews County | $832,750 |
| Mecklenburg County | $832,750 |
| Middlesex County | $832,750 |
| Montgomery County | $832,750 |
| Nelson County | $832,750 |
| New Kent County | $832,750 |
| Newport News City | $832,750 |
| Norfolk City | $832,750 |
| Northampton County | $832,750 |
| Northumberland County | $832,750 |
| Norton City | $832,750 |
| Nottoway County | $832,750 |
| Orange County | $832,750 |
| Page County | $832,750 |
| Patrick County | $832,750 |
| Petersburg City | $832,750 |
| Pittsylvania County | $832,750 |
| Poquoson City | $832,750 |
| Portsmouth City | $832,750 |
| Powhatan County | $832,750 |
| Prince Edward County | $832,750 |
| Prince George County | $832,750 |
| Prince William County | $1,249,125 |
| Pulaski County | $832,750 |
| Radford City | $832,750 |
| Rappahannock County | $1,249,125 |
| Richmond City | $832,750 |
| Richmond County | $832,750 |
| Roanoke City | $832,750 |
| Roanoke County | $832,750 |
| Rockbridge County | $832,750 |
| Rockingham County | $832,750 |
| Russell County | $832,750 |
| Salem City | $832,750 |
| Scott County | $832,750 |
| Shenandoah County | $832,750 |
| Smyth County | $832,750 |
| Southampton County | $832,750 |
| Spotsylvania County | $1,249,125 |
| Stafford County | $1,249,125 |
| Staunton City | $832,750 |
| Suffolk City | $832,750 |
| Surry County | $832,750 |
| Sussex County | $832,750 |
| Tazewell County | $832,750 |
| Virginia Beach City | $832,750 |
| Warren County | $1,249,125 |
| Washington County | $832,750 |
| Waynesboro City | $832,750 |
| Westmoreland County | $832,750 |
| Williamsburg City | $832,750 |
| Winchester City | $832,750 |
| Wise County | $832,750 |
| Wythe County | $832,750 |
| York County | $832,750 |
Related
- 2026 conforming loan limit: Vilas County, WI
- 2026 conforming loan limit: Villalba Municipio, PR
- 2026 conforming loan limit: Vinton County, OH
- 2026 conforming loan limit: Virginia Beach City, VA
- 2026 conforming loan limit: Volusia County, FL
- 2026 conforming loan limit: Wabash County, IL
- 2026 conforming loan limit: Wabash County, IN
- 2026 conforming loan limit: Wabasha County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.