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2026 conforming loan limit: Wabasha County, MN

Quick answer

Wabasha County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $264,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,007 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$264,400
Minnesota median home value$329,300
Limit ÷ median home value3.15×
Median household income$82,007
Median home value ÷ income3.2×
Population21,565
Median property tax paid (owners)$2,785
Effective property tax rate (approx.)1.05%
Owner-occupied homes83.3%
Home value rank in Minnesota29 of 87 counties
Neighbor: Goodhue County, MNlimit $832,750; median home $285,100
Neighbor: Olmsted County, MNlimit $832,750; median home $331,700
Neighbor: Winona County, MNlimit $832,750; median home $235,400
Neighbor: Buffalo County, WIlimit $832,750; median home $213,300
Neighbor: Pepin County, WIlimit $832,750; median home $214,800

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wabasha County's median home value is 20% below the state median of $329,300 (rank 29 of 87). Among its 5 neighboring counties, Olmsted County has the highest median home value ($331,700) and Buffalo County the lowest ($213,300); all share the same loan limit. Owners pay a median $2,785 a year in property tax, an effective rate of about 1.05% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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