Wagoner County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $234,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,207 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $234,800 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 3.55× |
| Median household income | $81,207 |
| Median home value ÷ income | 2.9× |
| Population | 86,609 |
| Median property tax paid (owners) | $1,858 |
| Effective property tax rate (approx.) | 0.79% |
| Owner-occupied homes | 81.3% |
| Home value rank in Oklahoma | 6 of 77 counties |
| Neighbor: Cherokee County, OK | limit $832,750; median home $168,500 |
| Neighbor: Mayes County, OK | limit $832,750; median home $188,200 |
| Neighbor: Muskogee County, OK | limit $832,750; median home $153,200 |
| Neighbor: Okmulgee County, OK | limit $832,750; median home $121,200 |
| Neighbor: Rogers County, OK | limit $832,750; median home $240,500 |
| Neighbor: Tulsa County, OK | limit $832,750; median home $230,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wagoner County's median home value is 18% above the state median of $199,800 (rank 6 of 77). Among its 6 neighboring counties, Rogers County has the highest median home value ($240,500) and Okmulgee County the lowest ($121,200); all share the same loan limit. Owners pay a median $1,858 a year in property tax, an effective rate of about 0.79% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Wadena County, MN
- 2026 conforming loan limit: Wahkiakum County, WA
- 2026 conforming loan limit: Wake County, NC
- 2026 conforming loan limit: Wakulla County, FL
- 2026 conforming loan limit: Waldo County, ME
- 2026 conforming loan limit: Walker County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.