🇺🇸 US

2026 conforming loan limit: Walker County, AL

Quick answer

Walker County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $135,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,509 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$135,900
Alabama median home value$209,900
Limit ÷ median home value6.13×
Median household income$56,509
Median home value ÷ income2.4×
Population64,841
Median property tax paid (owners)$356
Effective property tax rate (approx.)0.26%
Owner-occupied homes76.1%
Home value rank in Alabama42 of 67 counties
Neighbor: Blount County, ALlimit $832,750; median home $175,200
Neighbor: Cullman County, ALlimit $832,750; median home $199,100
Neighbor: Fayette County, ALlimit $832,750; median home $125,900
Neighbor: Jefferson County, ALlimit $832,750; median home $240,000
Neighbor: Marion County, ALlimit $832,750; median home $106,600
Neighbor: Tuscaloosa County, ALlimit $832,750; median home $248,700
Neighbor: Winston County, ALlimit $832,750; median home $118,900

Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Walker County's median home value is 35% below the state median of $209,900 (rank 42 of 67). Among its 7 neighboring counties, Tuscaloosa County has the highest median home value ($248,700) and Marion County the lowest ($106,600); all share the same loan limit. Owners pay a median $356 a year in property tax, an effective rate of about 0.26% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this