Wabash County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 7.9 times the county's median home value of $104,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,086 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $104,900 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 7.94× |
| Median household income | $57,086 |
| Median home value ÷ income | 1.8× |
| Population | 11,119 |
| Median property tax paid (owners) | $1,475 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 76.3% |
| Home value rank in Illinois | 83 of 102 counties |
| Neighbor: Edwards County, IL | limit $832,750; median home $100,000 |
| Neighbor: Lawrence County, IL | limit $832,750; median home $99,100 |
| Neighbor: Richland County, IL | limit $832,750; median home $112,000 |
| Neighbor: White County, IL | limit $832,750; median home $108,100 |
| Neighbor: Gibson County, IN | limit $832,750; median home $180,000 |
| Neighbor: Knox County, IN | limit $832,750; median home $137,700 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wabash County's median home value is 60% below the state median of $263,300 (rank 83 of 102). Among its 6 neighboring counties, Gibson County has the highest median home value ($180,000) and Lawrence County the lowest ($99,100); all share the same loan limit. Owners pay a median $1,475 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limits in Virginia by county
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- 2026 conforming loan limit: Wabash County, IN
- 2026 conforming loan limit: Wabasha County, MN
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Last updated 2026-10-16. Data only, not financial or tax advice.